{"id":1375,"date":"2017-04-21T18:05:16","date_gmt":"2017-04-21T15:05:16","guid":{"rendered":"http:\/\/www.sigortaustasi.com\/?page_id=1375"},"modified":"2017-04-22T08:50:43","modified_gmt":"2017-04-22T05:50:43","slug":"isyeri-sigortasi","status":"publish","type":"page","link":"http:\/\/www.sigortaustasi.com\/index.php\/isyeri-sigortasi\/","title":{"rendered":"\u0130\u015fyeri Sigortas\u0131"},"content":{"rendered":"

\u0130\u015eYER\u0130 S\u0130GORTASI TANIMI VE \u00d6ZELL\u0130KLER\u0130<\/strong>
\n\u0130\u015f Yeri Paket Sigortas\u0131 ile binan\u0131z\u0131n ve\/veya muhteviyat\u0131n\u0131z\u0131n, i\u015f yerinizdeki varl\u0131klar\u0131n\u0131z\u0131n, i\u015f yeriniz ile ilgili olarak sorumluluklar\u0131n\u0131z\u0131n ve i\u015finizin devaml\u0131l\u0131\u011f\u0131 ile ilgili olarak do\u011frudan ve dolayl\u0131 olarak \u00fczerinize d\u00fc\u015fen bir\u00e7ok riske kar\u015f\u0131 i\u015f yeriniz tek bir poli\u00e7e ile g\u00fcvence alt\u0131ndad\u0131r.<\/p>\n

\u0130\u015f Yeri Paket Sigortas\u0131 Neleri Kapsar?<\/strong>
\nAna Teminatlar<\/p>\n

Yang\u0131n, Y\u0131ld\u0131r\u0131m, \u0130nfilak
\nF\u0131rt\u0131na
\nDahili Su
\nKara Ta\u015f\u0131tlar\u0131 \u00c7arpmas\u0131
\nHava Ta\u015f\u0131tlar\u0131 \u00c7arpmas\u0131
\nEnkaz Kald\u0131rma Masraflar\u0131 (Toplam sigorta bedelinin % 4\u2019\u00fc ile)
\nDuman
\nYer Kaymas\u0131
\nKar A\u011f\u0131rl\u0131\u011f\u0131
\nGrev, Lokavt, Karga\u015fal\u0131k, Halk Hareketleri, K\u00f6t\u00fc Niyetli Hareketler, Ter\u00f6r
\nYang\u0131n Sorumluluk (Kirac\u0131\/Malik, Kom\u015fuluk)
\nKirac\u0131n\u0131n-Malikin Kira Kayb\u0131
\nAlternatif \u0130\u015fyeri Masraflar\u0131
\n\u0130\u015fyeri Binas\u0131ndaki Sabit K\u0131ymetlerdeki H\u0131rs\u0131zl\u0131k
\nGe\u00e7ici Adres Nakli
\n\u0130\u015f Durmas\u0131
\nDolu
\nTemeller
\n\u0130ste\u011fe Ba\u011fl\u0131 Teminatlar
\nDeprem ve Yanarda\u011f P\u00fcsk\u00fcrmesi
\nDeniz Ta\u015f\u0131tlar\u0131 \u00c7arpmas\u0131
\nSel-Su Bask\u0131n\u0131
\nH\u0131rs\u0131zl\u0131k
\nKasa H\u0131rs\u0131zl\u0131k ( Yazar kasa Teminat\u0131 Dahil )
\nRe\u00e7ete ve K\u00fcp\u00fcr H\u0131rs\u0131zl\u0131k
\nCam K\u0131r\u0131lmas\u0131
\nEmniyeti Suistimal
\nTest S\u00fcr\u00fc\u015fleri
\nTa\u015f\u0131nan Para
\nMakine K\u0131r\u0131lmas\u0131 (\u0130lk Ate\u015f Esas\u0131 \u0130le)
\nSo\u011futucu Cihazlarda \u00dcr\u00fcn Bozulmas\u0131
\nElektronik Cihaz (\u0130lk Ate\u015f Esas\u0131 \u0130le)
\nElektrik Hasarlar\u0131
\nFiziki Zararlar
\nNakliye Emtia
\nYeni De\u011fer Klozu
\n3. \u015eah\u0131s Mali Mesuliyet (Lift Kullan\u0131m\u0131 Dahil)
\nMesleki Mesuliyet (Eczane Faaliyet Kolu \u0130\u00e7in)
\n\u0130\u015fveren Mali Mesuliyet
\nEksik Sigorta
\nYeni Yat\u0131r\u0131mlar
\n\u0130zolasyon Eksikli\u011fi
\nAr\u0131zi \u0130n\u015faat \u0130\u015fleri
\n7\/24 Yard\u0131m
\nTeminat D\u0131\u015f\u0131 Kalan Haller<\/p>\n

A\u015fa\u011f\u0131daki haller sigorta teminat\u0131n\u0131n d\u0131\u015f\u0131ndad\u0131r:<\/strong><\/p>\n

Sava\u015f, her t\u00fcrl\u00fc sava\u015f olaylar\u0131, istila, yabanc\u0131 d\u00fc\u015fman hareketleri, \u00e7arp\u0131\u015fma (Sava\u015f ilan edilmi\u015f olsun olmas\u0131n), i\u00e7 sava\u015f, ihtilal, isyan, ayaklanma ve bunlar\u0131n gerektirdi\u011fi inzibati ve askeri hareketler nedeniyle meydana gelen b\u00fct\u00fcn zararlar.
\nHerhangi bir n\u00fckleer yak\u0131ttan veya n\u00fckleer yak\u0131t\u0131n yanmas\u0131 sonucu n\u00fckleer art\u0131klardan veya bunlara atfedilen sebeplerden meydana gelen iyonlay\u0131c\u0131 radyasyonlar\u0131n veya radyo-aktivite bula\u015fmalar\u0131n\u0131n ve bunlar\u0131n gerektirdi\u011fi askeri ve inzibati tedbirlerin sebep oldu\u011fu b\u00fct\u00fcn zararlar. (Bu bentte ge\u00e7en yanma deyimi kendi kendini idame ettiren herhangi bir n\u00fckleer ayr\u0131\u015f\u0131m olay\u0131n\u0131 da kapsayacakt\u0131r.)
\nKamu otoritesi taraf\u0131ndan sigortal\u0131 \u015feyler \u00fczerinde yap\u0131lacak tasarruflar sebebiyle meydana gelen b\u00fct\u00fcn zararlar.
\nYang\u0131n \u00e7\u0131karmaks\u0131z\u0131n; sigortal\u0131 \u015feylerin kendi ay\u0131plar\u0131ndan, mayalanmalar\u0131ndan, kavrulmalar\u0131ndan veya b\u00fcnyelerinde meydana gelen bozulmalar ile kavrulmalar nedeniyle u\u011frad\u0131klar\u0131 zararlar.
\nYang\u0131n \u00e7\u0131karmaks\u0131z\u0131n; sigortal\u0131 \u015feylerin i\u015flenmek i\u00e7in veya ba\u015fka faydal\u0131 bir maksatla ate\u015fe veya s\u0131cakl\u0131\u011fa tutulmas\u0131ndan, ocak veya bunun gibi ate\u015f bulunan bir yere d\u00fc\u015fmesinden veya at\u0131lmas\u0131ndan veya elbise, \u00e7ama\u015f\u0131r ve di\u011fer e\u015fya yan\u0131kl\u0131\u011f\u0131 gibi alev almaks\u0131z\u0131n kavrulma veya yanmas\u0131ndan veya \u0131s\u0131tma, ayd\u0131nlatma, \u00fct\u00fcleme aletleri ile lamba, mum, sigara ve bunlar\u0131n benzerlerine temas\u0131ndan do\u011fan zararlar.
\nYang\u0131n \u00e7\u0131karmaks\u0131z\u0131n; elektrikle \u00e7al\u0131\u015fan her t\u00fcrl\u00fc motor, elektrik veya elektronik alet, cihaz, tesisat ve kordonlar\u0131n\u0131n elektrik cereyan\u0131na ba\u011fl\u0131 bulunduklar\u0131 s\u0131rada bu cereyan y\u00fcz\u00fcnden k\u0131sa devre, topraklama, voltaj ini\u015f \u00e7\u0131k\u0131\u015flar\u0131 ve bu y\u00fczden \u0131s\u0131nma ve end\u00fcksiyon cereyan\u0131 gibi nedenlerle u\u011frayacaklar\u0131 zararlar.
\nAl\u00e7ak bas\u0131n\u00e7 sebebiyle kaplar\u0131n i\u00e7eri do\u011fru \u00e7\u00f6kmesi, y\u0131rt\u0131lmas\u0131 ve sair \u015fekilde deformasyonu, y\u0131pranmas\u0131 ile santrif\u00fcj kuvvetler ve mekanik olaylar nedeniyle sigortal\u0131 cihaz ve motorlarda meydana gelen b\u00fct\u00fcn zararlar.
\nHasar An\u0131nda Ne Yapmal\u0131y\u0131m<\/p>\n

Sigorta Dura\u011f\u0131m, m\u00fc\u015fterilerinin hasar sonras\u0131 s\u00fcrecini ba\u015f\u0131ndan sonuna kadar takip eder, h\u0131zl\u0131, do\u011fru ve eksiksiz olarak sonu\u00e7land\u0131r\u0131r.<\/p>\n

Hasar\u0131n\u0131z oldu\u011funda; hasar tarihten itibaren 5 i\u015f g\u00fcn\u00fc i\u00e7erisinde sigorta \u015firketine ihbarda bulunman\u0131z gerekir. \u0130lgili sigorta \u015firketi ihbardan sonra hasar tespiti i\u00e7in eksper tayin eder. Tazminat\u0131n k\u0131sa s\u00fcrede \u00f6denebilmesi i\u00e7in hasar ile ilgili belgelerin sigorta \u015firketine ya da eksperin kendisine do\u011frudan ula\u015ft\u0131r\u0131lmas\u0131 gerekir.<\/p>\n

\u0130\u015fyeri Sigortas\u0131 Hasarlar\u0131 \u0130stenen Evraklar<\/strong><\/p>\n

Yang\u0131n<\/p>\n

Size Daha \u0130yi Hizmet Verebilmemiz \u0130\u00e7in Gerekli Bilgi ve Belgeler
\n\u0130tfaiye raporu
\nKarakol taraf\u0131ndan tutulan ifade tutanaklar\u0131
\nHasar\u0131n giderilmesine y\u00f6nelik teklif ve faturalar
\nTapu veya kira kontrat
\nHasar foto\u011fraflar
\nSavc\u0131l\u0131k iddianamesi ve takipsizlik karar\u0131
\nYang\u0131nda i\u015fyeri zarar g\u00f6rm\u00fc\u015f ise; hasar tarihli envanter, demirba\u015f kayd\u0131, emtialara ait sevk irsaliyesi ve faturalar
\nDaini M\u00fcrtein s\u00f6z konusu olmas\u0131 halinde rehin koyan yerden muvafakatname
\nSigortal\u0131 banka hesap bilgileri<\/p>\n

H\u0131rs\u0131zl\u0131k<\/p>\n

Size Daha \u0130yi Hizmet Verebilmemiz \u0130\u00e7in Gerekli Bilgi ve Belgeler
\nKarakol m\u00fcracaat ve g\u00f6rg\u00fc tespit tutana\u011f\u0131
\nSigortal\u0131 talep yaz\u0131s\u0131
\n\u00c7al\u0131nd\u0131\u011f\u0131 tespit edilen muhteviyat\u0131n ya da ev e\u015fyalar\u0131n\u0131n d\u00f6k\u00fcm\u00fc
\nMuhasebe kay\u0131tlar\u0131 (faturalar, hasar tarihli mizan, envanter kayd\u0131)
\nHasar foto\u011fraflar\u0131
\nGenel \u015eartlarda belirtilen bekleme s\u00fcresi sonunda \u00e7al\u0131nan mallar\u0131n ve su\u00e7 faillerinin bulunamad\u0131klar\u0131na dair karakoldan bulunamad\u0131 yaz\u0131s\u0131. (30 g\u00fcn sonunda bu yaz\u0131y\u0131 karakoldan alabilmek i\u00e7in Sompo Japan Sigorta A.\u015e taraf\u0131ndan size resmi mercilere hitaben yaz\u0131lm\u0131\u015f bir yaz\u0131 verilecektir.)
\nSigortal\u0131 banka hesap bilgileri<\/p>\n

Dahili Su<\/p>\n

Size Daha \u0130yi Hizmet Verebilmemiz \u0130\u00e7in Gerekli Bilgi ve Belgeler
\nSigortal\u0131 beyan\u0131
\nFiyat teklifleri
\nHasar foto\u011fraflar\u0131
\nTapu veya kira kontrat\u0131
\nHasarlanan yer i\u015fyeri ise; emtia faturalar\u0131, sevk irsaliyeleri, hasar tarihli envanter
\nSigortal\u0131 banka hesap bilgileri<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130\u015eYER\u0130 S\u0130GORTASI TANIMI VE \u00d6ZELL\u0130KLER\u0130 \u0130\u015f Yeri Paket Sigortas\u0131 ile binan\u0131z\u0131n ve\/veya muhteviyat\u0131n\u0131z\u0131n, i\u015f yerinizdeki varl\u0131klar\u0131n\u0131z\u0131n, i\u015f yeriniz ile ilgili olarak sorumluluklar\u0131n\u0131z\u0131n ve i\u015finizin devaml\u0131l\u0131\u011f\u0131 ile ilgili olarak do\u011frudan ve …<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1375"}],"collection":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1375"}],"version-history":[{"count":2,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1375\/revisions"}],"predecessor-version":[{"id":1419,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1375\/revisions\/1419"}],"wp:attachment":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}