{"id":1373,"date":"2017-04-21T18:04:49","date_gmt":"2017-04-21T15:04:49","guid":{"rendered":"http:\/\/www.sigortaustasi.com\/?page_id=1373"},"modified":"2017-04-22T08:51:34","modified_gmt":"2017-04-22T05:51:34","slug":"saglik-sigortasi","status":"publish","type":"page","link":"http:\/\/www.sigortaustasi.com\/index.php\/saglik-sigortasi\/","title":{"rendered":"Sa\u011fl\u0131k Sigortas\u0131"},"content":{"rendered":"

SA\u011eLIK S\u0130GORTASI TANIMI VE \u00d6ZELL\u0130KLER\u0130<\/strong><\/p>\n

Sa\u011fl\u0131\u011f\u0131m\u0131z, sahip olabilece\u011fimiz en b\u00fcy\u00fck hazine. Fakat g\u00fcnl\u00fck hayatta en \u00e7ok erteledi\u011fimiz, ihmal etti\u011fimiz \u015fey yine sa\u011fl\u0131\u011f\u0131m\u0131z.<\/p>\n

Oysa ki erken ya\u015fta korunmaya ba\u015flayan sa\u011fl\u0131\u011f\u0131n bize uzun ve kaliteli bir ya\u015fam sa\u011flad\u0131\u011f\u0131n\u0131 biliyoruz. Bu y\u00fczden sa\u011fl\u0131\u011f\u0131m\u0131z i\u00e7in alabilece\u011fimiz \u00f6nlemlerden en \u00f6nemlisi, erken ya\u015fta sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmak.<\/p>\n

Neden Sa\u011fl\u0131k Sigortas\u0131<\/strong><\/p>\n

Sigortal\u0131lara diledikleri doktor ya da sa\u011fl\u0131k kurumunu se\u00e7me \u00f6zg\u00fcrl\u00fc\u011f\u00fc sa\u011flar.
\nSigorta y\u0131l\u0131 i\u00e7inde sigortal\u0131lar\u0131n ge\u00e7irdi\u011fi herhangi bir kaza ya da hastal\u0131k sonucu yapt\u0131rd\u0131klar\u0131 ayakta ya da yatarak te\u015fhis ve tedavilerine ait masraflar\u0131n\u0131, sigortal\u0131lar\u0131n se\u00e7tikleri \u00fcr\u00fcne ba\u011fl\u0131 olarak sadece yurti\u00e7inde veya d\u00fcnyan\u0131n neresinde olurlarsa olsun kar\u015f\u0131lar.
\nSigortal\u0131lar\u0131n hastalanmas\u0131 halinde \u00f6zel sa\u011fl\u0131k kurulu\u015flar\u0131nda yapt\u0131rd\u0131klar\u0131 tedaviler ile ilgili y\u00fcksek mebla\u011fl\u0131 giderleri kar\u015f\u0131layarak, sigortal\u0131lar\u0131n en zor anlar\u0131nda en b\u00fcy\u00fck yard\u0131mc\u0131s\u0131 olur.<\/p>\n

Vergi Avantaj\u0131
\n\u00dccretli ya da y\u0131ll\u0131k beyanname veren m\u00fckellef iseniz, 193 say\u0131l\u0131 G.V.K.\u2019n\u0131n 4697 say\u0131l\u0131 kanun ile de\u011fi\u015fik 63\/3 ve 89\/1 bentlerine g\u00f6re \u00f6dedi\u011finiz primi vergi matrah\u0131ndan indirebilirsiniz. Bu imkandan yararlanabilmek i\u00e7in primlerinizi ait olduklar\u0131 vadelerde \u00f6demeniz gerekir. Priminizi \u00f6dedi\u011finizi g\u00f6steren belgeyi \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z i\u015fyerinin ilgili b\u00f6l\u00fcm\u00fcne vermeniz halinde \u00f6demi\u015f oldu\u011funuz prim limitler dahilinde vergi matrah\u0131n\u0131zdan indirilecektir.<\/p>\n

Teminat D\u0131\u015f\u0131 Kalan Haller
\nA\u015fa\u011f\u0131daki haller nedeniyle sigortal\u0131lar\u0131n sigorta s\u00fcresi i\u00e7inde hastalanmalar\u0131 ve\/veya herhangi bir kaza sonucu yaralanmalar\u0131 teminat d\u0131\u015f\u0131nda kal\u0131r.<\/p>\n

Harp veya harp niteli\u011findeki harekat, ihtilal, isyan, ayaklanma ve bunlardan do\u011fan i\u00e7 karga\u015fal\u0131klar, c\u00fcr\u00fcm i\u015flemek veya c\u00fcrme te\u015febb\u00fcs,<\/p>\n

Tehlikede bulunan ki\u015fileri ve mallar\u0131 kurtarmak hali m\u00fcstesna, sigortal\u0131n\u0131n kendisini bile bile a\u011f\u0131r tehlikeye maruz b\u0131rakacak hareketlerde bulunmas\u0131,<\/p>\n

Esrar, eroin gibi uyu\u015fturucular\u0131n kullan\u0131m\u0131,<\/p>\n

N\u00fckleer rizikolar veya n\u00fckleer, biyolojik ve kimyasal silah kullan\u0131m\u0131 veya n\u00fckleer, biyolojik ve kimyasal maddelerin a\u00e7\u0131\u011fa \u00e7\u0131kmas\u0131na neden olacak her t\u00fcrl\u00fc sald\u0131r\u0131 ve sabotaj,<\/p>\n

3713 say\u0131l\u0131 Ter\u00f6rle M\u00fccadele Kanunu’nda belirtilen ter\u00f6r eylemleri ve bu eylemlerden do\u011fan sabotaj sonucunda olu\u015fan veya bu eylemleri \u00f6nlemek ve etkilerini azaltmak amac\u0131yla yetkili organlar taraf\u0131ndan yap\u0131lan m\u00fcdahaleler sonucu meydana gelen biyolojik ve\/veya kimyasal kirlenme, bula\u015fma veya zehirlenmeler nedeniyle olu\u015facak b\u00fct\u00fcn zararlar.<\/p>\n

Sigortal\u0131n\u0131n intihara te\u015febb\u00fcs\u00fc nedeniyle meydana gelebilecek hastal\u0131k veya yaralanma halleri ile,<\/p>\n

Poli\u00e7e \u00f6zel \u015fartlar\u0131nda d\u00fczenlenecek sair teminat d\u0131\u015f\u0131 haller.<\/p>\n

Aksine S\u00f6zle\u015fme Yoksa Teminat D\u0131\u015f\u0131nda Kalan Haller<\/p>\n

Aksine s\u00f6zle\u015fme yoksa, a\u015fa\u011f\u0131daki haller nedeniyle sigortal\u0131lar\u0131n sigorta s\u00fcresi i\u00e7inde hastalanmalar\u0131 ve\/veya herhangi bir kaza sonucu yaralanmalar\u0131 sigorta teminat\u0131 d\u0131\u015f\u0131ndad\u0131r: <\/p>\n

Deprem, sel, yanarda\u011f p\u00fcsk\u00fcrmesi ve yer kaymas\u0131. <\/p>\n

2’nci maddenin (f) bendinde belirtilen zararlar hari\u00e7 olmak \u00fczere, 3713 say\u0131l\u0131 Ter\u00f6rle M\u00fccadele Kanunu’nda belirtilen ter\u00f6r eylemleri ve sabotaj ile bunlar\u0131 \u00f6nlemek ve etkilerini azaltmak amac\u0131yla yetkili organlar taraf\u0131ndan yap\u0131lan m\u00fcdahaleler.<\/p>\n","protected":false},"excerpt":{"rendered":"

SA\u011eLIK S\u0130GORTASI TANIMI VE \u00d6ZELL\u0130KLER\u0130 Sa\u011fl\u0131\u011f\u0131m\u0131z, sahip olabilece\u011fimiz en b\u00fcy\u00fck hazine. Fakat g\u00fcnl\u00fck hayatta en \u00e7ok erteledi\u011fimiz, ihmal etti\u011fimiz \u015fey yine sa\u011fl\u0131\u011f\u0131m\u0131z. Oysa ki erken ya\u015fta korunmaya ba\u015flayan sa\u011fl\u0131\u011f\u0131n bize …<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1373"}],"collection":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1373"}],"version-history":[{"count":2,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1373\/revisions"}],"predecessor-version":[{"id":1421,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1373\/revisions\/1421"}],"wp:attachment":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}