{"id":1361,"date":"2017-04-21T16:29:05","date_gmt":"2017-04-21T13:29:05","guid":{"rendered":"http:\/\/localhost\/siusw\/?page_id=1361"},"modified":"2017-04-22T08:52:40","modified_gmt":"2017-04-22T05:52:40","slug":"trafik-sigortasi","status":"publish","type":"page","link":"http:\/\/www.sigortaustasi.com\/index.php\/trafik-sigortasi\/","title":{"rendered":"Trafik Sigortas\u0131"},"content":{"rendered":"

TRAF\u0130K S\u0130GORTASI TANIMI VE \u00d6ZELL\u0130KLER\u0130<\/strong><\/p>\n

2918 say\u0131l\u0131 Karayollar\u0131 Trafik Kanununda d\u00fczenlenen ve trafi\u011fe \u00e7\u0131kan her arac\u0131n yapt\u0131rmak zorunda oldu\u011fu bir sigorta \u00e7e\u015fididir. Her y\u0131l yenilenmek zorundad\u0131r.Arac\u0131n\u0131z ile kaza sonucunda di\u011fer ara\u00e7 veya \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slara verebilece\u011finiz zararlar\u0131 teminat alt\u0131na almaktad\u0131r.
\nTrafik Sigortas\u0131 sadece T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 i\u00e7erisinde ge\u00e7erlidir. <\/p>\n

Teminat D\u0131\u015f\u0131 Kalan Haller<\/strong>
\nA\u015fa\u011f\u0131daki haller ve bu hallerden do\u011fan zararlar sigorta kapsam\u0131 d\u0131\u015f\u0131ndad\u0131r.<\/p>\n

a. Sigortal\u0131 taraf\u0131ndan ileri s\u00fcr\u00fclecek tazminat talepleri,<\/p>\n

b. S\u00fcr\u00fcc\u00fc, hizmetliler ve sigortal\u0131n\u0131n eylemlerinden sorumlu tutuldu\u011fu di\u011fer ki\u015filer ile yolcu bileti olmayan ki\u015filerin talepleri,<\/p>\n

c. Yolcular\u0131n, beraberinde veya ta\u015f\u0131tta veya r\u00f6morkunda bulunan bagaj ile benzeri e\u015fya ve ta\u015f\u0131nan di\u011fer e\u015fyan\u0131n u\u011frayaca\u011f\u0131 zararlara ili\u015fkin talepleri dahil olmak \u00fczere, her t\u00fcrl\u00fc maddi zararlara ili\u015fkin talepleri ile manevi tazminat talepleri,<\/p>\n

d. \u00c7al\u0131nma veya gaspedilme olay\u0131nda ta\u015f\u0131t\u0131n \u00e7al\u0131nd\u0131\u011f\u0131n\u0131 veya gaspedildi\u011fini bilerek ta\u015f\u0131ta binen ki\u015filerin zarara u\u011framalar\u0131 nedeniyle ileri s\u00fcrecekleri talepler, \u00e7alan veya gaspeden ki\u015filerin talepleri,<\/p>\n

e. Sava\u015f, her t\u00fcrl\u00fc sava\u015f olaylar\u0131, istila, yabanc\u0131 d\u00fc\u015fman hareketleri, \u00e7arp\u0131\u015fma, (sava\u015f ilan edilmi\u015f olsun, olmas\u0131n) i\u00e7 sava\u015f, ihtilal, isyan, ayaklanma ve bunlar\u0131n gerektirdi\u011fi inzibati ve askeri hareketler,<\/p>\n

f. N\u00fckleer, biyolojik ve kimyasal rizikolar\u0131n ve bunlar\u0131n gerektirdi\u011fi askeri ve inzibati tedbirler,<\/p>\n

g. Grevlere, lokavt edilmi\u015f i\u015f\u00e7i hareketlerine, halk hareketlerine, kavgalara kat\u0131lma,<\/p>\n

h. 3713 say\u0131l\u0131 Ter\u00f6rle M\u00fccadele Kanununda belirtilen ter\u00f6r eylemleri ve bu eylemlerden do\u011fan sabotaj ile bunlar\u0131 \u00f6nlemek ve etkilerini azaltmak amac\u0131yla yetkili organlar taraf\u0131ndan yap\u0131lan m\u00fcdahaleler sonucunda meydana gelen zararlar, ter\u00f6r ve buna ba\u011fl\u0131 sabotaj eylemlerinde bulunanlar\u0131n talepleri, arac\u0131n ter\u00f6rist eylemlerde kullan\u0131ld\u0131\u011f\u0131n\u0131 veya kullan\u0131laca\u011f\u0131n\u0131 bilerek araca binen ki\u015filerin zarara u\u011framalar\u0131 nedeniyle ileri s\u00fcrecekleri talepler,<\/p>\n

i. C\u00fcr\u00fcm ve cinayet i\u015flemek veya bunlara te\u015febb\u00fcs,<\/p>\n

j. Tehlikede bulunan \u015fah\u0131s ve mallar\u0131 kurtarmak hali hari\u00e7, yolcunun kendisini bile bile a\u011f\u0131r tehlikeye maruz b\u0131rakacak hareketlerde bulunmas\u0131,<\/p>\n

k. Deprem, yanarda\u011f p\u00fcsk\u00fcrmesi, kar a\u011f\u0131rl\u0131\u011f\u0131, sel ve su bask\u0131n\u0131, yer kaymas\u0131, f\u0131rt\u0131na gibi do\u011fal afetler.<\/p>\n

l. Dolayl\u0131 zararlar nedeniyle y\u00f6neltilecek tazminat talepleri. <\/p>\n

BUNLARI B\u0130L\u0130YORMUSUNUZ?<\/strong>
\n\u2022 Trafik Sigortas\u0131n\u0131n zorunlu bir sigorta oldu\u011funu ve her y\u0131l vadesi geldi\u011finde yenilemek zorunda oldu\u011funuzu,
\n\u2022 Trafik Sigortan\u0131z\u0131 Biti\u015f tarihinden Sonra Yapt\u0131rd\u0131\u011f\u0131n\u0131zda cezal\u0131 prim \u00f6deyece\u011finizi,
\n\u2022 Trafik Sigortas\u0131 olmayan ara\u00e7la yolculuk yapt\u0131\u011f\u0131n\u0131zda herhangi bir Trafik i\u015flemine maruz kald\u0131\u011f\u0131n\u0131zda arac\u0131n\u0131z\u0131n ba\u011flanaca\u011f\u0131n\u0131 ve trafik cezas\u0131, otopark \u00fccreti \u00f6deyece\u011finizi,
\n\u2022 Trafik Sigortan\u0131z\u0131n kendi arac\u0131n\u0131z\u0131n hasar\u0131n\u0131 kar\u015f\u0131lamad\u0131\u011f\u0131n\u0131, kendi arac\u0131n\u0131z i\u00e7in Kasko Sigortas\u0131 yapt\u0131rman\u0131z gerekti\u011fini,
\n\u2022 \u0130kinci el ara\u00e7 sat\u0131n ald\u0131\u011f\u0131n\u0131zda arac\u0131n \u00f6nceki sahibi ad\u0131na olan trafik sigortas\u0131n\u0131n ge\u00e7erli olmad\u0131\u011f\u0131n\u0131 ve yeni Trafik Sigortas\u0131 yapt\u0131rmak zorunda oldu\u011funuzu,
\n\u2022 Trafik Sigortas\u0131 fiyatlar\u0131n\u0131n sabit olmad\u0131\u011f\u0131n\u0131, her Sigorta \u015firketinin ki\u015finin hasar ge\u00e7mi\u015fini g\u00f6z \u00f6n\u00fcnde bulundurarak ki\u015fi ve araca \u00f6zel fiyatlama yapt\u0131\u011f\u0131n\u0131,
\n\u2022 Trafik Sigortas\u0131n\u0131n sadece T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 i\u00e7inde ge\u00e7erli oldu\u011funu,
\n\u2022 Trafik Sigortas\u0131n\u0131n herhangi bir kaza durumunda zarar\u0131n \u00f6nlenmesi ve azalt\u0131lmas\u0131 amac\u0131yla yap\u0131lan zorunlu masraflar\u0131 kar\u015f\u0131lad\u0131\u011f\u0131n\u0131,
\n\u2022 Trafik Sigortas\u0131n\u0131n arac\u0131n\u0131zla \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slara verdi\u011finiz \u00d6l\u00fcm, Sakatl\u0131k ve Tedavi masraflar\u0131n\u0131 kar\u015f\u0131lad\u0131\u011f\u0131n\u0131,<\/p>\n

Hasar An\u0131nda Ne Yapmal\u0131y\u0131m<\/strong><\/p>\n

Hasar An\u0131nda Gerekli Belgeler
\nSigorta Dura\u011f\u0131m, m\u00fc\u015fterilerinin hasar sonras\u0131 s\u00fcrecini ba\u015f\u0131ndan sonuna kadar takip eder, h\u0131zl\u0131, do\u011fru ve eksiksiz olarak sonu\u00e7land\u0131r\u0131r.
\nHasar\u0131n\u0131z oldu\u011funda; hasar tarihten itibaren 5 i\u015f g\u00fcn\u00fc i\u00e7erisinde sigorta \u015firketine ihbarda bulunman\u0131z gerekir. \u0130lgili sigorta \u015firketi ihbardan sonra hasar tespiti i\u00e7in eksper tayin eder. Tazminat\u0131n k\u0131sa s\u00fcrede \u00f6denebilmesi i\u00e7in hasar ile ilgili belgelerin sigorta \u015firketine ya da eksperin kendisine do\u011frudan ula\u015ft\u0131r\u0131lmas\u0131 gerekir.
\nHasar sonras\u0131 haz\u0131rlaman\u0131z gereken belgeler;
\nTrafik Sigortas\u0131 \/ Maddi Zararlar \u0130\u00e7in \u0130stenecek Evraklar
\nKusur durumunu g\u00f6sterir trafik kazas\u0131 tespit tutana\u011f\u0131 onayl\u0131 sureti.
\nAlkol raporu
\nSigortal\u0131n\u0131n ehliyet\/ruhsat fotokopisi
\nZarar g\u00f6ren arac\u0131n ruhsat fotokopisi
\nHasar resimleri
\nZarar g\u00f6ren arac\u0131 kullanan ki\u015finin ehliyeti
\nMa\u011fdur ruhsat sahibine ait banka, \u015fube ve hesap no bilgileri
\nVefat ve S\u00fcrekli Sakatl\u0131k
\nSize Daha \u0130yi Hizmet Verebilmemiz \u0130\u00e7in Gerekli Bilgi ve Belgeler
\nOnayl\u0131 trafik kazas\u0131 tespit tutana\u011f\u0131
\nOnayl\u0131 ceza mahkemesi karar\u0131
\nOnayl\u0131 vukuatl\u0131 n\u00fcfus aile kay\u0131t \u00f6rne\u011fi
\nOnayl\u0131 veraset ilam\u0131
\nOnayl\u0131 vefat raporu
\nVefat eden ki\u015finin mesle\u011fi ve gelir belgesi
\nMiras\u00e7\u0131lar\u0131n banka hesap bilgileri
\nMiras\u00e7\u0131lar\u0131n T.C kimlik numaras\u0131
\nMaluliyet Halinde
\nKaza zapt\u0131
\nTam te\u015fekk\u00fcll\u00fc hastaneden al\u0131nacak i\u015fg\u00fcc\u00fc kay\u0131p oran\u0131n\u0131 g\u00f6sterir heyet raporu
\nHastane fatura ve makbuzlar\u0131<\/p>\n","protected":false},"excerpt":{"rendered":"

TRAF\u0130K S\u0130GORTASI TANIMI VE \u00d6ZELL\u0130KLER\u0130 2918 say\u0131l\u0131 Karayollar\u0131 Trafik Kanununda d\u00fczenlenen ve trafi\u011fe \u00e7\u0131kan her arac\u0131n yapt\u0131rmak zorunda oldu\u011fu bir sigorta \u00e7e\u015fididir. Her y\u0131l yenilenmek zorundad\u0131r.Arac\u0131n\u0131z ile kaza sonucunda di\u011fer …<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1361"}],"collection":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1361"}],"version-history":[{"count":2,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1361\/revisions"}],"predecessor-version":[{"id":1424,"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/pages\/1361\/revisions\/1424"}],"wp:attachment":[{"href":"http:\/\/www.sigortaustasi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}